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Applying Lessons in Business to Your Daily Life (lessons from Dave Ramsey)

Dave RamseyRecently I read the book ”EntreLeadership” by Dave Ramsey. The book is primarily about practical strategies and advice that can be applied in business. As I was reading the book I felt that much of the advice was applicable to daily life. I also believe that financial freedom is important to everyone so ultimately we should all strive to be EntreLeaders in and outside of the formal business arena.
Below are some of the statements and suggestions that stood out to me regarding EntreLeadership. (Some statements are abbreviated or put in my own words but you get the jist)

• EntreLeadership is defined as “the process of leading to cause a venture to grow and prosper”.
• Henry Ford said “those who never make mistakes work for those who do”
• Build your house of bricks instead of sticks so you won’t panic during turbulent economic and financial times.
• Sell benefits and not products
• Know why you are better than the competitor
• Ask yourself if you hadn’t _____ with them yet, would you.do.it again? (Dave Ramsey speaks about hiring a person but I believe that can go for a number of things in life).
• Always go too far in extending grace to personal problems so that you have no regrets.
• January is a big goal setting month, but so is Sept and October after kids go back to school
• Slow and steady wins the race. execute your long-term vision.
• Our intensity must purposefully be directed at things that matter and purposefully not be directed at things that don’t.
• Identify your values to help ease decision-making.
• Ask yourself if the decision causes you to lie or hide the truth
• The more information you have the more obvious the correct decision
• Your worst case scenario is unpleasant but you seldom die from it
• Manage activities instead of trying to manage results
• Try management by objectives (MBOs)
• Stay true to your purpose by turning down opportunities outside of that purpose
• Visions are dreams with more clarity
• Great leaders are always servant leaders
• If you want employees boss them around, if you want team members explain to them what you do.

I highly recommend the book for anyone considering a new financial or personal venture. You definitely want to be an EntreLeader in the next endeavor of your life to make sure that you achieve your desired results.

 
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Posted by on June 5, 2013 in Uncategorized

 

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What is so funny? Oh Yeah….The Political Stage- Guest Post by Nathaniel Gordon

Black politics in America has become an ongoing joke. The ability, intelligence, and sincerity of politicians is constantly put into questions as black politicians get elected in black communities that have very few options to choose from. As the political field becomes more complicated and the individuals become more educated it appears as if black politicians are playing the same game now that they played forty years ago with their constituents, “Vote for me because I look like you”. The problem is that just because a person looks like me and comes from the same place as me does not mean that they have the same interests as me.

To quell any issues in advance I do not possess self-hatred of myself and my race as a black man, but I do possess I high level of disdain for black politicians that continuously make financial and career gains at the expense of the individuals they are expected to represent and protect. As the issue of competent black politicians becomes a growing concern it must be considered if it is the fault of the black politicians for not doing anything or the black voters for continuously electing these individuals.

The black community has the same concerns as any other group in America; education, healthcare, security, financial stability, and a concern for the safety of their families. What is it that makes the black community less capable of achieving things that other communities receive? It is the involvement of the people (or lack thereof). I sincerely blame the people for electing officials that continuously do nothing, If the people continuously elect officials who do nothing for their communities that means that the voters are either incompetent, they just do not care about their community, or they continuously fail to recognize those who are most incapable of representing their concerns and ideals.

political jokeThe list of corrupt black politicians in American history is long; the Ford family of Tennessee, Kwame Kilpatrick, Jesse Jackson Sr., Jesse Jackson Jr., and Al Sharpton just to name a few. The good that these people have done is questionable in relation to the profits and career advances they have made because of their positions. However, the harm that these individuals have perpetuated is great as well. The Ford family of Tennessee has constantly been charged and convicted of corruption charges while representing black constituents of Tennessee. Kwame Kilpatrick thought it was more important to represent his personal interests of partying, enjoying strippers, and driving Escalades than to focus on the infrastructure of Detroit. Jesse Jackson Sr. has shown constant moral flaws and stories filled with lies throughout his career. Jesse Jackson Jr. has recently been convicted of corruption. I offer a question to you all. Would you hire a person with a perm, no work experience, and a conspiracy to sell cocaine charge? Regardless of your answer Al Sharpton has the same qualities and a great deal of people believe that he is fit to represent Black America.

The success of black people as a whole in politics must begin with the black community. An educated voter, regardless of race, is a problem for a lying politician. A true and honest politician will encourage you to educate yourself and come to them with a legitimate argument against or for their position.

Ask yourself, when is the last time a politician asked you to educate yourself about an issue? When was the last time you were given legitimate knowledge instead of propaganda? When was the last time a politician addressed an issue without public pressure or in a non-election year? When was the last time you legitimately demanded more of your elected officials? When was the last time you were given a solution instead of an excuse?

About Nathaniel Gordon:

Born in Chicago
Graduated from Jones College Prep in 2001.
Graduated from Alcorn State University in 2005 B.A. In Poli-Sci and B.S. In Psychology.
Graduated from University of Mississippi School of Law in 2008.
Owner and Principal Attorney of Law Office of Nathaniel Gordon, specializing in Criminal Defense.

 

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Aside
Fasting in January (from my journal at the time)
This time I tried fasting from something in particular, something that I felt had a hold on me….. (last time it was food until after 6 for one day)…
It’s amazing how when you begin to fast you want the thing you selected to give up more than ever.
I had reinforcements…my friends helped me avoid temptation
I prayed a lot this time…a lot more than I used to….overall I pray a lot more now……Fasting4
How it all worked all a few months later…
I made some really big changes in my life….
The changes are not only attributed to the fasting but an overall process of change and prayer that I am committed to because my spirit is not settled. I want to rid myself of uneasiness more than the thing(s) I thought I needed….the thing(s) I perceived as happiness.
I think the changes will allow me to reach my path of financial freedom as scheduled….You never REALLY know how one big change makes a different in so many areas of your life…..
Share your pre and post fasting experiences. How was your life been impacted by fasting?

Fasting part 2 and starting 3…..

 

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The Bureaucrat- Guest post by C. Chavis

I serve as the man behind the curtain – the mysterious figure with a very quiet but present voice. I am simply a servant to those that I inform. The most audacious of public figures become emboldened after counsel with me. The general public seeks answers from my expertise. I am supposed to be the knowit-all smart alec at your convenience.

In the same breath, I am not a friend or a partner. I have only two loyalties – to know what I know, and to know more and better than the person seeking advice. This existence isolates me. In the mist of battle between two opposing forces, I am the collision point of advancement. I am the gravity to the floating concepts. I am in a peculiar place, where I am asked to meet dreams and introduce them to reality.

I am the bureaucrat. I am the errand boy – the person that does all the dirty work – all the clean up. It is my job to understand all the rules that govern decisions made in my realm. I am the artist. I craft the rules so that they provide protections commanded by the general public. These same rules are demonized as “hoops” and “red tape” by that same public.

That’s me: the bureaucrat. The little person: a probably underpaid and perceivably over paid staff person who knows the rules better than his boss, and his boss’ boss. The prestige of the position is nothing luxurious. An antigovernment sentiment represses the importance of this position while seemingly diminishing the responsibilities of advancing the public good to rudimentary tasks and procedures based around issuing permits.

bureaucracyDay-to-day tasks require bureaucrats to defend codes and rules that were adopted for the general health, safety, and welfare of the public. I am to be the first line of defense. It is my role to check extreme action and to mitigate extreme consequences of those actions. Today’s society generally cheers the fire fighter that runs into the burning building, while demonizing the fire inspector who enforces the “bureaucracy” of building construction standards. A comprehensive thought should acknowledge that bureaucratic preventative measures are also a critical service.

While used as a term of belittlement by outsiders, the title of “bureaucrat” and the notion of “bureaucracy” are derogatory terms among those that carry the burden of protecting the integrity of regulations. The title, “bureaucrat,” has the stigma of a do-little, red-tape, hoop creator who will only cost enterprise and businesses additional resources – financial or otherwise. The external and internal critique of bureaucratic positions deteriorates the deserved respect of the professional training by the engineer, doctor, lawyer, and architect whom also happen to be defenders of regulations.

So then the question develops, “How should professional bureaucrats reassert themselves as essential and laudable components in society?” To this, I will refer to the loyalties of a bureaucrat cited above. I should be most knowledgeable, not for the sake of being pompous and arrogant but to be of the best service to the public. Bureaucrats should not allow themselves to be reduced to permit pushers.  As guardians of regulatory codes, we should aim to keep the rules relevant to advancing technologies, evolving culture, and most of all the vision of the public, which the codes are there to protect.

It is my belief that if I, as bureaucrat, remain proactive and thoughtful in my service to the public then I could change the perception of the position I hold and the perceived hardships of regulations. These are the things that I consider everyday as I walk into a public office where the doors behind me don’t restrict anyone from walking in. Whoever walks through that door, it is my job to be of grade A service to them – even if they hate that they are required to visit the smart alec, paper pushing, red-tape, hoop creating public servant. I am at your service – the bureaucrat.

Chris ChavisChris Chavis is in the professional field of Urban Planning. He specializes in Land Use Zoning, Land Use  development, and Community Revitalization. He attended the University of Illinois at Urbana-Champaign where he earned a Bachelors of Art degree in Urban & Regional Planning. After three years of working in local government as a Land Use Planner, he pursued and obtained a Masters of Environmental Planning & Design (MEPD) degree at the University of Georgia in Athens. Now as a working professional, Mr. Chavis is attempting to use urban planning as a social justice instrument for all communities. By doing so, he hopes to revitalize distressed areas and help developing neighborhoods implement the visions of their futures.

 

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Success Formula: LeAlan M. Jones

Articulate, visionary, ambitious and committed are the words that came to mind when I heard Mr. LeAlan Jones speak to my group of High School students during the summer of 2012. Mr. Jones challenged my students to hold themselves accountable for their actions by thinking about their daily activities and habits, and in particular the economic impact of their generations’ behavior. LeAlan told my students that popular culture has led them to ”benchmark their lives against a notion that everything is based on here and now instead of preparing for their come up.” My students enjoyed the talk very much and continued discussions on the topic of economics and popular culture all the way back to Champaign.

It was not until after my students approved of his message that I became determined to learn more about this young trailblazer touting about the United States Green Party. See, I was not prepared when I heard him speak; I was not aware of his testimony and his achievements. I still don’t think it has hit me, the accomplishments of LeAlan Jones, a 33-year-old Black male from Chicago with credits that include reporting for the National Public Radio (NPR) at the age of 13, youngest recipient of the George Foster Peabody and Robert F. Kennedy Grand Prize and an author of a book that is listed on Freshmen reading lists throughout the state of Illinois. Yep…I had to know more about the How’s and Why’s of his life. Following our interview I now have more insight on the young Green party candidate that is fighting for his place in the Chicago second congressional district race. More importantly, on a daily basis he is fighting for us, those with more to come.

Story Corps GriotAt 13 LeAlan envisioned that he would be the voice of reason for socio and economic development for his generation. LeAlan implements change with the intent of mending a community whole. Community development should inspire and protect people while harnessing their abilities says LeAlan. Both positive and negative aspects of the community have led to Mr. Jones’ growing achievements. His surroundings are the backdrop for his literary projects and it is what propels his desire to engage politically.

During the interview LeAlan shared that his support system is his mother, whom he developed a relationship with in spite of being a ward of the state. LeAlan’s philosophy on how to discuss healing in suffering communities reflects his values for family and women. LeAlan says: “The women of the community need reinforcements. The men are so marginalized and their participation is not expected in the development of kids. We have to get mothers strong enough. Allowing women to define their roles and giving them the skill set to implement their roles personally, etc. Communities benefit when families are healthy and together.” This framework of addressing our community needs is relevant, in particular in the Chicagoland area due to skyrocketing crime rates and upcoming school closings that are sure to challenge the city’s ability to plan for crisis. Mothers/grandmothers, women in general will bear a great burden…..

Off my soap box and back to LeAlan Jones, todays Success Formula…..I asked Mr. LeAlan Jones to be part of my Success Formula series because he motivates me to not only think outside of the box but act in the same grain of courage. LeAlans simplicity reminds me that everything does not have to be complicated but that with consistency the path becomes clear, and most importantly, LeAlan reminds me that there is usually a sacrifice in service…and if there is no sacrifice it may not have been true service.

LeAlan_promoLeAlan Jones’s Success Formula=Patience + Commitment + Economic and Environmental Development

S.M.A.R.T. goal

To bring the green party traction as big as the Democratic Party in Chicago on April 9 by getting more votes than the republican candidate that is running for the 2nd congressional seat. If achieved this will be the first time in the United States history.

Website: http://www.lealanforcongress.org/
Facebook: Friends of LeAlan M. Jones

 

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When did we stop focusing on healing?

Today I am a person walking in the process of healing. I have made a firm commitment to actively acknowledge my pains, address the outcomes of the hurt and assist in the healing that is required. I say required because without the healing I will remain damaged. I will function in habit instead of truth.

I have chosen to commit to the process of healing because I think about what will come of me if I do not. I imagine that I may drink too much if I don’t begin to heal; that I may eat too much if I lose sight of the me I imagine myself to be; that I may spend all of my money on material items that do not align with my goals, etc. I will destruct.

This is what is happening in communities everywhere-people are not healing. From what? That is not what matters as much as acknowledging that exists and is breeding in our brothers and sisters. Seeking belonging, not valuing life, numbness….we have all experienced this. Yes, we don’t all pick up a gun and go shoot up innocent people or rob a convenient store, but we all do damage that surpass the norms of our social circle. For example people who have access to bank account numbers steal money without a gun nevertheless, they are a thief.

Transformation of communities is imperative. We have to focus on healing communities and victims simultaneously.

Immediate solutions (not at all exhaustive):

Approach community healing like a patient in the ER. Identify a problem and attack it full force. If no improvement in a short period of time, immediately try something different. Think Dr.House. We dont have time to wait months and years for results.
Medical%20Tools

Align systems with community patterns. After school programs and day care centers should be given the resources and staffing to match parent/guardian needs (time to work, grocery shop, go to the gym occasionally, travel from a distant location, etc.). This can happen block by block, school area by school area.


Over police, over parent, over teach.
I was recently at an event where the speaker said we are at a point when we must collide with problems. We must battle with them. I interpreted this as we must not keep waiting for legislation and protocol. We don’t have to break laws but we need remain invisible. We need to be preventive AND proactive.
collision

This is how I am approaching healing myself and communities. What else do you suggest?

 
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Posted by on February 12, 2013 in Uncategorized

 

Relocating With Your Dreams

This is a guest post from Keena Stephens

In July 2010, I made a career and life move by relocating to Atlanta, GA. My decision to move was greatly influenced by a trip to Atlanta in May 2010 during a visit to my cousin. My perception of the city prior to this visit was largely connected to the family trips to Ellenwood (suburban Atlanta), AUC Homecomings, and the glamorized view of Atlanta from TV shows such as The RealHousewives of Atlanta. During this trip, I gained a real perspective of the city of Atlanta. While visiting, I volunteered for a career day event at Sylvan Hills middle school. I witnessed the teachers work overtime to develop this event and their everyday curriculum with limited resources while working to reshape the minds of the students and expose them to positive role models and examples of the fruits of a college education. More importantly, the teachers were accomplishing this with within a community where the students were regularly exposed to images that were the extreme opposite. Here I was, in the middle of the beautiful “A-Town” and it looked no different from my neighborhood in Roseland or my dad’s old neighborhood in Englewood in Chicago. These students had the same fears, hopes, and dreams as the kids back home, and unfortunately the same barriers.

Atlanta Skyline

Atlanta Skyline (Photo credit: k1ng)

What I realized most was that although Chicago will always be my hometown, this city that others see as the Mecca for Black Wealth has ghettos, poverty, poor healthcare, violence and disparities in the delivery of resources to poor communities. These are the same issues that you will see in almost any American city. This changed my perspective of community to a more all-inclusive look at poverty across the country. I realize that no matter what a city may look like from a visitor’s perspective, it must be acknowledged that those that dwell in that city may share the same struggles of what you know of your very own city. The grass is not greener. There is work to be done across this country and more, globally. I personally focus my efforts on communities that are impoverished, considered low-income or have a poor school system. Other factors of service for me include- limited access to healthcare and other necessary functional resources. However, the community you choose to assist with should be near in both distance and to your passion. So, as my heart and efforts will still be tied to my hometown and my old Roseland southside Chicago neighborhood, I will not dare overlook and refuse to take part in the Sylvan Hill, Bankhead, West-End areas where those that look like me are suffering like my people back in the most impoverished areas in Chicago.

Tips on relocating or consideration before moving

1- Visit the community for an extended period of time. This will allow you to develop a connection to that community and build relationships. You can become apart of the community if you don’t associate with the people within it. If you have not chosen a neighborhood, this will help you determine which areas fit your personality and interests.

2- Join a volunteer group after moving. My first major activity upon moving to Atlanta was the CHAMPS Health Summit in 2010. I worked with Morehouse School of Medicine, Emory, and the Midtown Urology Staff on this health screening drive for men of color. Not only was this a rewarding experience to be able to coach these men in taking care of their health, but I also met new friends and people that were doing great things in my career field. I later gained a great position working with one of the companies at the Health Summit.

3- Try not to compare your new place to your old city. I find a lot of people who constantly compare their new city to their old city, sometimes end up moving or completely missing out on the experiences that they can gain from relocating. For me, Atlanta is not Chicago, but I have found wonderful things specific to Atlanta that have made my move worthwhile. Every city has its own character, so exhaust the possibilities that your new city has to offer.

4-Try new hobbies and find new friends ASAP. When in Rome do as Romans do. I am a die-hard Bears fan, but I tailgate with the Falcons fans as often as possible….with my Bears shirt on of course! The best thing about relocating is that you have the opportunity to try things that you did not or could not try at home. This may include new foods, outdoor adventures, or anything fun that you may not have done in your old city. A great website to meet new friends and find out what is going on in your new city is Meetup.com. You can find a group that may have hobbies you do or hobbies you have always wanted to do.

5-Before you move at all consider finances first. This is the number one tip I can give before you relocate. Please do your homework. Actually find out what the actual cost of living is for that city, not just relying on the internet posted prices. Look into all additional costs as well including sales taxes, costs to insure and register vehicles, gas and proximity from home to work, and average utility costs. Finally, research the costs to move from your location to your new destination. These figures will help you to determine if your budget will support you relocating.

Good luck!

Bio:

Keena Stephens is a 28 year-old African-American woman, born and raised in a two parent home in the Roseland Community on Chicago’s Southside.  Her upbringing instilled in her the passion for community outreach and has been a major influence in her work as a healthcare practitioner.  At the age of 18, Keena received her license as a Practical Nurse and worked her way through college, graduating in May of 2007 with a Bachelor of Science in Community Health from the University of Illinois at Urbana-Champaign.  Upon graduation she worked at Mount Sinai Hospital in Chicago, IL until her move to Atlanta, GA in July 2010. 

While in Atlanta, GA, Ms. Stephens has worked as a Research Coordinator for Morehouse School of Medicine and more recently as a Research Project Coordinator for the Atlanta VA Medical Center.  Her affiliation with both Morehouse School of Medicine and the Atlanta VA Medical Center has afforded her the opportunity to reach a diverse healthcare population; underserved areas through community clinics and health education fairs as well as Veteran support outreach.  She is currently in pursuit of her Doctorate in Nursing Practice with a specialty in Family Practice.  Her goal is to provide holistic, comprehensive healthcare to patients of all levels of income through evidence-based practice.  Keena is a social butterfly and enjoys spreading her positive energy in and out of the workplace.  In her free time she enjoys traveling, great food, and getting acquainted with her new city.

 

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